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	<title>The Art of Apartment Living</title>
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	<link>http://www.odsma.org</link>
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	<lastBuildDate>Fri, 18 Nov 2011 10:54:24 +0000</lastBuildDate>
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		<title>Budget Decorating Ideas for Your Apartment</title>
		<link>http://www.odsma.org/budget-decorating-ideas-for-your-apartment/</link>
		<comments>http://www.odsma.org/budget-decorating-ideas-for-your-apartment/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 10:54:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Furniture]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Interior design]]></category>

		<guid isPermaLink="false">http://www.odsma.org/?p=29</guid>
		<description><![CDATA[Yes, you&#8217;re right: classy decor can be costly. However, you can freshen up a place on your own, for a price that won&#8217;t ruin your annual budget. The most costly thing when it comes to decorating is actually labor. The hourly wage of painters is quite high, and hiring an interior designer can cost a [...]]]></description>
			<content:encoded><![CDATA[<p>Yes, you&#8217;re right: classy decor can be costly. However, you can freshen up a place on your own, for a price that won&#8217;t ruin your annual budget.</p>
<p>The most costly thing when it comes to <a href="http://www.casasugar.com/Interview-Interior-Designer-Kathryn-Ireland-Million-Dollar-Decorators-17902272">decorating</a> is actually labor. The hourly wage of painters is quite high, and hiring an interior designer can cost a pretty penny. So, then, what&#8217;s better? Do-it-yourself of course!</p>
<p>And, if you don&#8217;t feel up to it, consider friends and family. Do you know anyone with helpful handyman skills? Ask! You can offer to cook meals or give massages in exchange.</p>
<p>Another great way to get a cheap, effective fix, is <a href="http://www.therepublic.com/view/story/HOME-DO-IT_5350478/HOME-DO-IT_5350478/">painting</a>. You can paint your home yourself, pretty easily (depending on the wall height and whether you need to peel off the wallpaper). Still, it&#8217;s completely doable, and absolutely worth it. A fresh, perky color can really change the feel of your home.</p>
<p>This is an obvious tip, but sometimes we forget about it: shop in secondhand stores. You can find great antiques and gently-used furniture in these stores. If you don&#8217;t live in a city, consider taking a trip to one close by; it will be worth it!</p>
<p>You might also consider buying the floor models in a furniture shop. You can often get a slightly damaged item at a great cost. It&#8217;s kind of like buying the inventory car from a dealer, and it&#8217;s well worth the savings!</p>
<p>You may also benefit from watching the sales carefully, and waiting for steep discounts. You can save a lot with a little patience! In any case, if you&#8217;re on a budget, don&#8217;t get discouraged about decorating. Instead, get creative!</p>
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		<title>Different Options to Pay Your Rent Regularly</title>
		<link>http://www.odsma.org/different-options-to-pay-your-rent-regularly/</link>
		<comments>http://www.odsma.org/different-options-to-pay-your-rent-regularly/#comments</comments>
		<pubDate>Sun, 25 Sep 2011 10:09:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Sale]]></category>
		<category><![CDATA[Apartment]]></category>
		<category><![CDATA[Landlord]]></category>
		<category><![CDATA[Leasehold estate]]></category>

		<guid isPermaLink="false">http://www.odsma.org/?p=48</guid>
		<description><![CDATA[Apartment living is so diverse. You have a stream of new neighbors moving in and out. You have to learn to live well with others and share all the common areas. And best of all, you never have to fix anything yourself. It&#8217;s like living with your parents except you have no curfew and you [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div class="wp-caption alignright" style="width: 310px"><a href="http://commons.wikipedia.org/wiki/File:1St_Leonards%2C_New_South_wales.jpg"><img title="Apartments in St Leonards, New South Wales" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/95/1St_Leonards%2C_New_South_wales.jpg/300px-1St_Leonards%2C_New_South_wales.jpg" alt="Apartments in St Leonards, New South Wales" width="300" height="280" /></a><p class="wp-caption-text">Image via Wikipedia</p></div>
</div>
<p>Apartment living is so diverse. You have a stream of new neighbors moving in and out. You have to learn to live well with others and share all the common areas. And best of all, you never have to fix anything yourself. It&#8217;s like living with your parents except you have no curfew and you have to pay your own rent.</p>
<p>Even if you don&#8217;t own your own place, apartment living can still allow you to express yourself creatively and make your <a href="../" target="_blank">apartment unique</a> from all the others. It may not be your permanent place to live, but while you&#8217;re there it&#8217;s your home and it deserves a distinctive look.</p>
<p>Keeping your apartment your own also means keeping up with the rent. As good a tenant as you might be, nobody gets a free ride. Whether you are on a long-term lease or going month to month, the rent remains constant.</p>
<p>What doesn’t have to remain constant is how you pay your rent.</p>
<ol>
<li>Pay the full amount in      advance &#8211; If you have the money available, you can pay the full lease in      advance. Often times, landlords will give a discount for paying up front.</li>
<li>Pay quarterly &#8211; If you have a      year-long lease you can break it up into four equal payments throughout      the year.</li>
<li>Pay monthly &#8211; This one is the      most common. You pay one month at a time, usually on the first of the      month.</li>
</ol>
<p>The only hiccup you might encounter is having an unexpected drain on your savings. A surprise car repair, a trip to the hospital or some unexpected expense may prevent you from having enough to pay your rent. If that ever occurs, try <a href="http://www.paydayone.com/no-fax-payday-loans.aspx" target="_blank">no fax payday loans</a> and you can get cash immediately and never miss a rent payment.</p>
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		<title>Fun Decorating Ideas for Your Apartment</title>
		<link>http://www.odsma.org/fun-decorating-ideas-for-your-apartment/</link>
		<comments>http://www.odsma.org/fun-decorating-ideas-for-your-apartment/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 20:56:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home]]></category>
		<category><![CDATA[Apartment]]></category>
		<category><![CDATA[Bathroom]]></category>
		<category><![CDATA[shower curtain]]></category>

		<guid isPermaLink="false">http://www.odsma.org/?p=42</guid>
		<description><![CDATA[In many apartments you are not allowed to paint or do any type of serious remodeling while you&#8217;re renting, but you don&#8217;t have to do any of that to make your apartment look great. It&#8217;s easy to transform your dull and boring apartment bathroom into an elegant bathroom suite in just a few simple steps. [...]]]></description>
			<content:encoded><![CDATA[<p>In many apartments you are not allowed to paint or do any type of serious remodeling while you&#8217;re renting, but you don&#8217;t have to do any of that to make your apartment look great. It&#8217;s easy to transform your dull and boring apartment bathroom into an elegant <a href="http://www.ukbathrooms.com/" target="_blank">bathroom suite</a> in just a few simple steps.<a href="http://farm4.static.flickr.com/3125/3191793964_13802efd11.jpg"><img class="alignright" style="border: 1px solid black;" src="http://farm4.static.flickr.com/3125/3191793964_13802efd11.jpg" alt="" width="276" height="349" /></a></p>
<h3>Add Color</h3>
<p>Decide on a color scheme and stick with it. You can then add towels, soap dispensers, area rugs, toilet covers, and plenty of other items to your bathroom to offset the neutral colors your bathroom came in. This will make your bathroom more interesting and inviting.</p>
<h3>Decorate Your Shower Curtain</h3>
<p>Your shower curtain is probably one of the largest items you observe when you walk into your bathroom. If you can&#8217;t find one that matches your theme, buy fabric, paint, ribbon, or other decorative items to add to the curtain. Many people create a double layer shower curtain with a large piece of fabric and a simple plastic curtain. This will give your bathroom a clean finish and look great.</p>
<h3>Other Ideas Throughout Your Apartment</h3>
<p>After you&#8217;ve finished flipping through magazines and surfing the internet to find ideas for <a href="http://www.ukbathrooms.com/shop/bathroom_suites/index.html" target="_blank">bathroom suites</a>, you can start looking at ideas for your kitchen, living room, and bedroom. Focus on your walls and your furniture to add color to each room. Most apartments come in neutral colors, so you&#8217;re going to have to add colorful furniture, lamps, drapes, and other items to create an interesting look. You can also add area rugs throughout the apartment for more color.</p>
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		<item>
		<title>3 Profitable Businesses You Can Start at Home</title>
		<link>http://www.odsma.org/3-profitable-businesses-you-can-start-at-home/</link>
		<comments>http://www.odsma.org/3-profitable-businesses-you-can-start-at-home/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 11:51:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home]]></category>
		<category><![CDATA[Affiliate marketing]]></category>
		<category><![CDATA[Home business]]></category>

		<guid isPermaLink="false">http://www.odsma.org/?p=40</guid>
		<description><![CDATA[More and more people today are starting home businesses. There are many reasons for this, ranging from the desire to be your own boss to wanting to stay at home with the kids. There are many great options for those who are looking to make a name for themselves with their at home business. Online [...]]]></description>
			<content:encoded><![CDATA[<p>More and more people today are starting home businesses. There are many reasons for this, ranging from the desire to be your own boss to wanting to stay at home with the kids. There are many great options for those who are looking to make a name for themselves with their <a href="http://belifestylemagazine.com/2011/08/11/how-to-earn-money-at-home-and-online/">at home business</a>.</p>
<h3>Online Store</h3>
<p>For those who love retail, the option to open a store has never been easier. Building your own online store can be extremely simple. Choose a product that you would like to sell. After that, the most difficult part is finding a supplier. You will need to build a website or find somewhere online to sell your products. Most people who start an online store choose drop shipping. This means that they never even have to stock their own product.</p>
<h3>Forex</h3>
<p>The stock market and foreign exchange have gone digital. Many people today are doing their trading from the comfort of their own homes. You can find many options to <a href="http://www.ufxmarkets.com/">trade commodities online</a>. Even if you feel that you know nothing on the subject, you can learn online, as well.</p>
<h3>Freelance</h3>
<p>Those who have marketable skills are able to sell them from their homes, as well. For example, if you are a graphic designer, you can easily find work online. The great thing about working freelance is that you are free to choose which projects you take on and which you don&#8217;t.</p>
<p>When choosing to make your <a href="http://unstoppableentrepreneur.wordpress.com/2011/08/13/successful-ways-to-work-at-home/">career from your home</a>, there are a lot of options. Figure out your passions, and choose your new job from there.</p>
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		<item>
		<title>3 Innovative Ways to Transform Your Bathroom</title>
		<link>http://www.odsma.org/3-innovative-ways-to-transform-your-bathroom/</link>
		<comments>http://www.odsma.org/3-innovative-ways-to-transform-your-bathroom/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 08:36:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Sale]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Bathroom]]></category>
		<category><![CDATA[Home and Garden]]></category>
		<category><![CDATA[Shower]]></category>

		<guid isPermaLink="false">http://www.odsma.org/?p=36</guid>
		<description><![CDATA[Looking for ways to transform your apartment bathroom from something blah into something fabulous? There are plenty of tips and tricks you can use to give your bathroom a total makeover. Best of all, they&#8217;re way easier than you&#8217;d think. Here are 3 innovative ways to transform your bathroom. Add some natural lighting. Instead of [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div class="wp-caption alignright" style="width: 310px"><a href="http://commons.wikipedia.org/wiki/File:Yellow_bathroom.jpg"><img title="Small yellow bathroom" src="http://upload.wikimedia.org/wikipedia/commons/thumb/9/99/Yellow_bathroom.jpg/300px-Yellow_bathroom.jpg" alt="Small yellow bathroom" width="300" height="400" /></a><p class="wp-caption-text">Image via Wikipedia</p></div>
</div>
<p>Looking for ways to transform your apartment bathroom from something <em>blah</em> into something fabulous? There are plenty of tips and tricks you can use to give your bathroom a total makeover. Best of all, they&#8217;re way easier than you&#8217;d think. Here are 3 innovative ways to transform your bathroom.</p>
<ol>
<li><strong>Add some natural      lighting</strong>. Instead of putting in a window to bring in natural      light, you can easily and cheaply pipe in light from outside using light      tubes. You&#8217;ll be amazed at the difference it makes. Better still, light      tubes allow for a lot more privacy than a window.</li>
<li><strong>Go for the set. </strong>For      a complete makeover, consider choosing a set from a selection of matched <a href="http://www.ukbathrooms.com/shop/bathroom_suites/index.html" target="_blank">custom bathroom suites</a>. You&#8217;ll save much more money      than by buying them separately. Better yet, you&#8217;ll be getting a complete      bathroom makeover for a fraction of the cost —  no more      struggling to decide which sink goes best with which tub. Even if you      don&#8217;t choose to go with a matched set, investing in some new <a href="http://www.ukbathrooms.com/shop/bathroom_furniture/bathroom_cabinets/index.html" target="_blank">traditional bathroom furniture</a> is a surefire way to      transform the entire room.</li>
<li><strong>Revamp the entire      color scheme. </strong>Give it a fresh coat of paint in your favorite      color. Dye or replace your towels. Sew your own shower curtain (it&#8217;s      easier than you think).  Support local artists in your community and      find some great art to match your bathroom&#8217;s new look. If you&#8217;ve got a      specific painting subject in mind, you can always commission an artist to      paint a custom piece just for you.</li>
</ol>
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		<title>Be Sure to Look at More Than Square Footage for Your New Home</title>
		<link>http://www.odsma.org/be-sure-to-look-at-more-than-square-footage-for-your-new-home/</link>
		<comments>http://www.odsma.org/be-sure-to-look-at-more-than-square-footage-for-your-new-home/#comments</comments>
		<pubDate>Mon, 25 Jul 2011 20:00:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bathroom]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Square foot]]></category>

		<guid isPermaLink="false">http://www.odsma.org/?p=33</guid>
		<description><![CDATA[&#160; &#160; &#160; Image via Wikipedia &#160; Buying a two-story home is a great first real estate investment. Many people would like to have a home with a staircase to divide the house up a bit. A one story home often has a similar layout. A living room and a kitchen which gives way to [...]]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<p>&nbsp;</p>
<div class="zemanta-img zemanta-action-dragged" style="margin: 1em; float: right; width: 310px;"><a href="http://commons.wikipedia.org/wiki/File:Ranch_style_home_in_Salinas%2C_California.JPG"><img style="border: none;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/c9/Ranch_style_home_in_Salinas%2C_California.JPG/300px-Ranch_style_home_in_Salinas%2C_California.JPG" alt="Ranch style home in North Salinas, California" width="300" height="225" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:Ranch_style_home_in_Salinas%2C_California.JPG">Wikipedia</a></p>
</div>
<p>&nbsp;</p>
<p>Buying a two-story home is a great first real estate investment. Many people would like to have a home with a staircase to divide the house up a bit. A one story home often has a similar layout. A living room and a kitchen which gives way to a hallway that has bedrooms and a bathroom branching off the main hall. Two story homes appear larger than a one story home. However, it is important to look at more than just the square footage when assessing a two-story home. It’s also important how the home is laid out.</p>
<p>For instance, many <a title="realtors" href="http://businessnewsexpress.com/home-buyers-backing-out-of-more-deals/87710350/" target="_blank">realtors</a> will advertise a large home at more than 1,500 square feet. To the prospective buyer, the house might seem like a lot of square footage for the price but the layout of the home is important to assess the square footage. For instance, many of these homes will advertise a finished basement. When you get into the house for a viewing, you may notice a large master bedroom and large second bedroom and then the remaining footage lies in the finished basement. This results in a home that advertises as having a lot of space but actually has a small kitchen, living room, and bathroom. These are three vital parts of the house which have size to accommodate the need in that space.</p>
<p>Make sure to always view a house before committing to buy. Though the square footage is sometimes impressive, there is also a possibility that the home is not laid out in a satisfactory way.</p>
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		<item>
		<title>Bringing the Classics Back to the Fore</title>
		<link>http://www.odsma.org/bringing-the-classics-back-to-the-fore/</link>
		<comments>http://www.odsma.org/bringing-the-classics-back-to-the-fore/#comments</comments>
		<pubDate>Sat, 11 Jun 2011 05:42:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Abraham Lincoln]]></category>
		<category><![CDATA[Hardwood]]></category>
		<category><![CDATA[Wood flooring]]></category>

		<guid isPermaLink="false">http://www.odsma.org/?p=26</guid>
		<description><![CDATA[&#160; Image via Wikipedia Some people say that a classic never goes out of style. With that being the case, it makes perfect sense that older and more rustic types of decorations would eventually come back to the forefront. When it comes down to it, a classic is here to stay, provided it fits in [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; float: right; display: block; width: 310px;"><a href="http://en.wikipedia.org/wiki/File:Classical_Home_Marysville.jpg"><img style="border: medium none; display: block;" src="http://upload.wikimedia.org/wikipedia/en/thumb/e/e7/Classical_Home_Marysville.jpg/300px-Classical_Home_Marysville.jpg" alt="Classic Home Marysville" width="300" height="225" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://en.wikipedia.org/wiki/File:Classical_Home_Marysville.jpg">Wikipedia</a></p>
</div>
<p>Some people say that a classic never goes out of style. With that being the case, it makes perfect sense that older and more rustic types of decorations would eventually come back to the forefront. When it comes down to it, a classic is here to stay, provided it fits in with your personal style. So when you think about decorating touches, classic things are the most likely to have the real staying power.</p>
<p>For instance, when you see roof joists, it lends a sort of down home country feeling to your home. You can actually cover up the existing joist with one made out of more rustic looking wood, so you can have both <a href="http://en.wikipedia.org/wiki/Form_follows_function">structure and aesthetics</a> in the same space. Another way you can integrate classical styling into the modern age is with a wider type of hardwood flooring. While many kinds of hardwood floors are only a couple of inches across, using an extra wide eight inch cut of hardwood for your floor can also contribute to a look that says &#8220;Abraham Lincoln might have lived here at one point.&#8221;</p>
<p>When it comes right down to it, one of the best of the classical nuances isn&#8217;t even decorative in nature. Did you know that the ancient Romans had under-floor heating in their homes? In this day and age, you can do the very same thing with your home. While it might not look like a classical element, it brings back one of the most luxurious elements of the classical world. Plus, you don&#8217;t even need to have any slaves to work on such a heating system, either.</p>
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		<title>An Overview of the Housing Market</title>
		<link>http://www.odsma.org/an-overview-of-the-housing-market/</link>
		<comments>http://www.odsma.org/an-overview-of-the-housing-market/#comments</comments>
		<pubDate>Tue, 10 May 2011 20:52:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate economics]]></category>

		<guid isPermaLink="false">http://www.odsma.org/?p=14</guid>
		<description><![CDATA[Property management companies deal with a variety of investments and real estate. The market is large, and has your usual homesteads, but other options exist such as apartments, condos, retirement complexes, gated communities, and retreats. The good news is the housing market is on the increase in buying and selling. Existing home sales in February [...]]]></description>
			<content:encoded><![CDATA[<p>Property management companies deal with a variety of investments and real estate. The market is large, and has your usual homesteads, but other options exist such as apartments, condos, retirement complexes, gated communities, and retreats. The good news is the housing market is on the increase in buying and selling. Existing home sales in February 2011 were 26 percent above the cyclic low in July 2010, and in March 2011 the market was continuing to rise as the economy strengthens.</p>
<p>According to the National Association of Realtors, the apartment market is warming. Fundamental economic factors such as lower vacancies and increasing rents are setting the groundwork for a <a title="flourishing market" href="http://www.businessinsider.com/one-sign-the-housing-bust-could-end-soon-2011-3">flourishing market</a>. A survey by the National Multi Housing Council confirms this by the MTI or better known as the market tightness indicator. Market tightness is the concept that one can look at a point in time at the relationship between vacancies, rent amounts, and the number of renters versus the number of apartments available in an area and determine the ease or difficulty of investing or removing an investment.</p>
<p>A high MTI shows severe competition for openings, and a low MTI means lower rents and vacant apartments. Out of a scale of 100 the MTI was at 78 this past quarter. Rents have been lower due to the past economic troubles, but tight credit and the reluctance of investors to build apartments in recent times means the economic recovery will make this year&#8217;s market in favor of <a title="property management companies" href="http://www.allpropertymanagement.com/search/california-property-management-companies.html">property management companies</a>.</p>
<p>Now is the time for those who are home or apartment shopping to buy or rent.</p>
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